Agribank Plus API Integration & Open Banking

Compliance-driven integration with OpenData/OpenBanking, mobile banking protocol analysis, and runnable API source delivery.

Delivery: source code + documentation
Starting at $300 · Schedule via /contact.html
OpenData · OpenBanking · PSD2 · Protocol analysis

Quick and secure integration of Agribank Plus core capabilities

We provide end-to-end integration for Agribank Plus with authorized data access, OpenData integration, and compliant API delivery. Includes account queries, transfers, bill/payments, and onboarding of VNPAY-QR payments with documentation and source code.

Account aggregation & balance sync — Real-time or near real-time balance viewing, account listing, and session management (token refresh, session persistence), with batch linking and latency compensation.
Intra-/Inter-bank transfers — Simulated transfer authorization flows, delivering secure transfer APIs, idempotency strategies and rollback on errors.
Bill & utility payments — Integrates utilities such as electricity, water, tuition into a streamlined bill/payment API with recurrences and receipts.
Offline/low-connectivity optimization — For constrained networks, includes message queues, retry strategies, and local caching for high availability.
Get a proposal View deliverables

Delivery & Artifacts

Standard Deliverables

  • OpenAPI (Swagger) specifications
  • Protocol analysis report (login, session, signature, callback chain)
  • runnable back-end samples (Node.js / Python / Go) with auth & transfer modules
  • Automation tests and Postman collections
  • Compliance guidance and data retention policies

Interface sample: query transactions (pseudo)

POST /api/v1/agribank/statement
Authorization: Bearer <ACCESS_TOKEN>
Content-Type: application/json

{
  'account_id': 'VN-AC-123456',
  'from': '2025-10-01',
  'to': '2025-10-31',
  'format': 'excel' // json | csv | excel | pdf
}

Response: 200 OK
{
  'status':'OK',
  'file_url':'https://cdn.example.com/reports/stmt-2025-10.xlsx'
}

Key integration points

Transaction callbacks with idempotency, QR payment signature validation, Soft-OTP automation, external settlement reconciliation (T+0/T+1), and batch uploads with retry strategies.

Core strengths

  • Global and local payment process experience, including Vietnam and regulatory alignment
  • OpenAPI/Swagger, SDK, and automated tests with deployment guides
  • Support multiple payout channels (bank transfers, e-wallets, etc.)
  • Data minimization and privacy-preserving recommendations; NDA available

Security & Compliance

All work is based on customer authorization or public/partner APIs. We provide data minimization guidance, encryption in transit, audit logs, and optional NDA or formal data processing agreement (DPA).

API Integration Guide (QuickStart)

  1. Provide target App name and concrete use cases (balances/export, transfers, bills).
  2. Confirm authorization patterns: login, OTP (Soft/Push) or merchant signatures; provide test accounts or credentials.
  3. We perform protocol analysis and propose interface design with security recommendations (2–5 business days).
  4. Develop and internal testing (3–10 business days); deliver runnable services and Postman collections.
  5. Deliver OpenAPI docs, sample code, deployment guidance, and compliance recommendations; optional onboarding support.

About us

We are a studio focusing on App protocol analysis and third-party API integration. Our team comes from fintech, payments, and cloud security, delivering compliant, runnable APIs and documentation for global clients.

  • Supports Android / iOS protocol reconstruction and SDKs
  • OpenAPI, sample SDKs, and testing data
  • Compliance consulting (GDPR, local regs) and privacy-first data strategies
  • Transparent pricing; starting at $300; terms for upfront samples

Contact

To get a quote or submit App name and integration needs, please visit our contact page:

View Contact / contact.html

Workflow (Illustrative)

  1. Client submits App name and requirements
  2. NDA (if needed) and authorization scope confirmation
  3. Protocol analysis and interface design assessment
  4. Development and sample delivery
  5. Deployment support and optional ongoing maintenance
📱 Original App: Agribank Plus — Feature Overview (collapsed)

Agribank Plus is a digital banking app launched by the Vietnam Agricultural & Rural Development Bank for individual customers, offering comprehensive mobile banking and lifestyle services:

  • Account management: view balances, statements, term deposits, loan repayments
  • Transfers & receipts: domestic real-time transfers, batch transfers to multiple recipients, scheduled transfers
  • VNPAY-QR: scan-to-pay and merchant acquiring; supports nationwide outlets
  • Billing & payments: electricity, water, tuition and other bills
  • Travel & lifestyle: flight tickets, train tickets, hotel bookings, movie tickets, shopping
  • Security: Face ID/biometrics login, Soft-OTP, transaction limits and device management
  • User experience: online account opening, gifts/red packets, flexible savings and access to financial products

The above is an official功能 summary for reference in technical integration and protocol analysis.